What are the benefits of one vs the other? A few books I've read pointed out how most of the largest holdings are already international companies. Reddit gives you the best of the internet in one place. A better strategy would have been to invest in an index fund. Have an opportunity to invest in either and it seems VINIX edges VTSAX ... wanted to make folks aware of this since I didn't find hardly any information at all about it on the interwebs or on Reddit. So, despite the fact that the average annualized return for all stocks on the S&P 500 index is negative, the index can still deliver an overall positive rate of return.”. I’ve met several people who’ve begun with VTI until they reach that minimum threshold and then re-balance their portfolio into VTSAX. VTSAX has a higher expense ratio than SWTSX (0.04% vs 0.03%). Yeah you make a lot of good points. Full Disclosure: Nothing on this site should ever be considered to be advice, research or an invitation to buy or sell any securities, please see my Terms & Conditions page for a full disclaimer. There are so many options when it comes to investing for retirement, where do you begin? That is, if you’d like to automatically invest a certain amount each week or month, you can only do so with VTSAX, not VTI. We’re going to explore the difference between the Vanguard Total Stock Market Index Fund (VTSAX) and the Vanguard Total Stock Market ETF (VTI). My main thought is just that if tech did crash then it’s likely that the majority of the market would suffer as well because almost all companies are dependent on tech, right? VTSAX used to have a minimum initial investment of $10,000, but this changed to $3,000 in 2018. If you’re feeling stressed about whether to invest in VTSAX or VTI for Financial Independence Retire Early, then believe me when I say, you’re in great shape. What does everyone think about owning both VTSAX and VTIAX? Is it likely that tech will continue to dominate the stock market 10-30 years into the future? by Cooperd0g » Thu Dec 12, 2013 3:35 pm, Return to “Investing - Theory, News & General”, Powered by phpBB® Forum Software © phpBB Limited. Two commonly used investment options are index funds and exchange-traded funds (ETF’s). Or put another way, VTSAX is a collection of many stocks (more on that later) that track the American stock market as a whole. They hold the exact same collection of stocks (every individual publicly traded stock in the U.S.), they have the exact same dividend yield, and they earn the exact same annual returns.